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Our Strategic Funding Programs

We offer tailored solutions to meet the unique financial needs of small businesses at every stage of growth.

Startup Loans

From idea to income—startup funding made simple.

Program Benefits
  • Loan amounts up to $500,000
  • 5 or 7 year loan terms
  • No minimum length of time in business
  • No collateral required
  • No prepayment penalty
  • Funding in 7–15 days
Qualifications
  • 700 minimum credit score in all three bureaus
  • 2 years of personal tax returns showing $40,000 or more in taxable income
  • Debt to income ratio of 40% or less
Opening Store Sign
Warehouse Team Meeting

Term Loan

The capital your business needs—on terms you can trust.

Program Benefits
  • Loan amounts from $10,000–$500,000
  • Up to 60 month loan terms
  • Fixed payments
  • Same-day funding potential
Qualifications
  • 625 minimum personal FICO score
  • 1 year or more in business
  • $200,000 minimum annual revenue

Line of Credit

The capital you need—right when you need it.

Program Benefits
  • Credit lines from $10,000–$5,000,000
  • 12-month repayment term (resets after each draw)
  • Only pay for what you use
Qualifications
  • 625 minimum personal FICO score
  • 1 year or more in business
  • $200,000 minimum annual revenue
Stacking Coins
Heavy-Duty Bulldozer

Equipment

Turn essential equipment into manageable payments.

Program Benefits
  • Loan amounts up to $500,000
  • 100% financing available
  • 3–24 month deferred payments available
  • Approvals in 2–4 hours
Qualifications
  • 500 minimum personal FICO score
  • 6 months or more in business
  • $150,000 minimum annual revenue
  • No open bankruptcies
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